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Dental Practice Insurance

With nearly one million people employed and an industry revenue of over $125 billion in the United States, dentistry is a big business—but it's also a vulnerable one, because a single slip of the hand could cause damage that's not easily fixed. As a dentist, you're susceptible to issues like leaks of patient information, forgetting to properly update the patient's medical history, failing to adhere to standards of care when you're rushed, and failure to detect diseases when they first occur.

Dental practice insurance can help protect your practice from the high costs of malpractice suits and regulatory fines. In addition to the basic coverage that every dentist should have, consider the following and whether or not you might need extra coverage:

  • Do you substitute for other Dentists? Most policies only cover one dentist at one location. If you perform work outside your normal office, you'll need to be sure your policy covers you at that location.
  • Have you incorporated? Many dental practices incorporate after several years of operation, but don't realize they need to be insured using a corporate malpractice policy. If a lawsuit occurs, these practices often have no coverage when they thought they had enough, leaving them to pay all costs out of their own pocket.
  • Do you perform high risk procedures? Some elements of dentistry—such as implants—are considered riskier than normal operations and require correspondingly higher coverage.

Dental Equipment Coverage

Equipment is the heart of the modern dental industry—and we know how expensive your tools and diagnostic machines can be. Equipment coverage provides an added layer of protection in case the supplies you've purchased fail or do not live up to the claims of the manufacturer.

New products enter the market on a regular basis, so consider talking to one of our agents whenever you purchase something you haven't used before. We'll help perform a risk assessment and determine whether or not you need additional coverage before you start using the equipment on patients.

Commercial Property Insurance

Commercial property policies are one of the most important elements of dental practice insurance. Falling trees, fires, and water damage are all potential threats to the place you work, and any of these could quickly destroy tens of thousands of dollars in equipment. Whether you're facing a minor interruption or a major loss, making sure your property is insured is of critical importance to any business owner, so call Maryann Wain Insurance today to discuss covering your dental practice.

 

1. "Dentists in the US: Market Research Report." Dentists in the US Market Research. Accessed April 11, 2016. http://www.ibisworld.com/industry/default.aspx?indid=1557.

2. Abel, Martin G., DDS. "The Real Cost of Dentistry." Dental Economics. Accessed April 11, 2016. http://www.dentaleconomics.com/articles/print/volume-96/issue-9/features/the-real-cost-of-dentistry.html.

Our Location

Maryann Wain Insurance

1458 S Robertson Blvd
Los Angeles, CA 90035
Main office: 310-893-1817

Our Providers

Best service ever!! I've been working with them for a few years now- they always get me the best rate! Awesome crew, very helpful- always there to help when I call - prompt and always on time. Could not ask for a better insurance crew. I love this guys! Sophia is the best!! Thank you!!
Roy G.
Sad to see people rate this company lower than a 5. I called Hector Gomez in a panic to get out of my current insurance policy due to a negligent agency. My previous agency quoted me a low price and charged my account $80 more than what she quoted! Hector waved his magic insurance wand and made everything go away, gave me a better policy, and peace of mind. Nationwide is way more up to date with their billing electronically and I'm always aware of what's going on. Any question/s I have, Hector answered them, even late at night when my mind won't shut off and questions kept arising! I highly recommend this company, they're fast, efficient and straight to the point. Thank you guys!
Laura W.
This agency is great!! They are professional, knowledgeable and are there when I need them. The staff are really nice people who are looking to help. I have had bad experiences with the norm insurance agencies but Maryann and her crew seem to make things easier for me. I would recommend this insurance agency to my friends and family!
Natasha R.
Legendary agency. In 2013 my band bought an old transit bus from the city and retrofit it into a tour bus after the advent of a mega-underground national tour. Truth be told I don't know how I ended up on the phone with Edward amidst a sea of dead end insurance calls but within minutes our band finally had our first agent. An insurance agent, yet remarkably more valuable than a booking agent. Safe and insured we hit the road on a most epic road trip. The tale of the band on the moon can probably be read somewhere else on the internet but not here. Fast forward til June 2015 when I am resurrecting the bus for another cross country bound; I'm moments from hitting the road after days of mechanical work to get the engine to fire from being left for dead in Indiana through the winter. I realize the insurance has lapsed. I call and talk to Edward and Sophia and we're insured before we could get a half mile down the road. Since then through storage woes and relocating the bus around southern california Sophia has been diligently helpful and thoughtful checking on my policy and emailing me reminders. Oh and I should not forget to mention her witty charm and overall superb awesomeness. Truly the best service I've ever had with any automobile and they've done it with a moon bus. Thank you!
Greg H.